- Use + and - to expand and collapse each section
- Expand All
- |
- Collapse All
- Use + and - to expand and collapse each section
- Expand All
- |
- Collapse All
Work Experience
Current director of an insurance or reinsurance company: No
Former director of an insurance or reinsurance company: No
Current officer of an insurance or reinsurance company: No
Former officer of an insurance or reinsurance company: Yes
Insurance Company: 26 years. Legal Department: 26 years.
Insurance Company: Legal Department
Reinsurance Company: 26 years, Legal Department: 26 years
Reinsurance Department: Legal Department
Insurance - related firms: 1 year. 1 year. Assistant General Counsel , Law Department
Law Firm (insurance/reinsurance practice): 8 years. Associate: 8 years.
Law Firm Experience: Associate
Independent/Other Relevant Experience: 17 years. Independent/Unaffiliated Arbitrator, Umpire and/or Mediator: 17 years. ARIAS U.S.Certified Arbitrator/ Consultant and Attorney. 3 years claims consultant to insolvent RRG evaluating POC's and preparing NOD's.
Other Work Experience: Consultant, Run-off Manager, Independent/Unaffiliated Arbitrator, Umpire and/or Mediator
Breakdown of Experience
Accident & Health: I served as outside counsel in a reinsurance arbitration involving underlying A&H insurance, and provided ongoing advice to CIGNA's A&H operations.
Architects & Engineers: I was in charge of reinsurance disputes involving INA legacy Professional Liability operations (INAPRO). A&E disputes included nuclear powerplants.
Asbestos: I have been involved in numerous disputes and arbitrations on both the ceded and reinsurance sides as in-house and outside counsel and as an arbitrator involving asbestos exposures
Aviation: As in-house counsel at CIGNA Companies, I was involved in multiple aviation reinsurance disputes.
Bad Faith/Eco: I provided in-house expertise in this area at CIGNA Companies, including historical underpinnings in London Market and arbitration of pure ECO billings on policies below treaty retentions.
Catastrophes (Casualty): I negotiated and drafted multiple CAT Treaties, along with CIGNA/ACE's major intermediaries.
Catastrophes (Property): I negotiated and drafted multiple Property CAT Treaties, along with CIGNA/ACE's major intermediaries.
Commercial Liability: I have been involved in numerous disputes and arbitrations on both the ceded and reinsurance sides as in-house and outside counsel and as an arbitrator in commercial liability matters.
Commercial Property: I have been involved in numerous disputes and arbitrations on both the ceded and reinsurance sides as in-house and outside counsel, and arbitrator involving commercial property matters. in addition, I negotiated and drafted multiple Commercial property Treaties, along with CIGNA/ACE's major intermediaries.
Commutations: I have negotiated multiple commutations and drafted multiple commutation agreements.
Construction Defects: I have been involved in multiple disputes involving construction defects and served as umpire in a construction defect arbitration that resolved with a Panel Award following an evidentiary hearing.
Contract Wording: Negotiated and drafted CIGNA Companies large property, large casualty and CAT reinsurance treaties, along with major Intermediaries.
Directors & Officers: I was in charge of reinsurance disputes and arbitrations involving INA legacy Professional Liability operations (INAPRO), including D&O matters.
Environmental/Pollution: I have been involved in numerous disputes and arbitrations on both the ceded and reinsurance sides as in-house and outside counsel and as an arbitrator involving environmental/pollution exposures
Excess/Surplus Lines: I served as reinsurance counsel to CIGNA's West Coast and other excess and surplus lines operations.
Fidelity &, Surety: I have been involved as in-house and outside counsel in dispute/arbitration arising out of surety bonds.
Insolvencies: I have extensive experience with insolvencies, including as Associate General Counsel and Reinsurance Team Leader at Legion Insurance Company (In Liquidation, and as claims consultant to the Estate of Indemnity Insurance Corporation, RRG (In Liquidation) evaluating and valuing POC's and preparing Notices of Determination and as outside counsel and as an arbitrator in multiple matters involving an insolvency.
International: I have extensive experience managing collections from the London and other International Markets, including 50+vists to the London market, as well as participating in numerous international arbitrations, as in-house and outside counsel and as an arbitrator.
Life: Former Officer of Connecticut General Life Insurance Company (CGLIC) and Life Insurance Company of North America (LINA). Advised on life matters as reinsurance counsel to CIGNA RE (Bloomfield) and Phila. operations and served as arbitrator in YRT matters.
Lloyd's: I have extensive experience managing collections from Lloyd's of London, including 50+visits to the London market, as well as multiple US and UK arbitrations involving Lloyd's of London as in-house and outside counsel (US) and as an arbitrator (US).
London Company Market: I have extensive experience managing collections from the London Company market,, including 50+ visits to the London market, as well as multiple US and UK arbitrations involving London Companies as in-house and outside counsel (US) and as an arbitrator (US).
MGA/MGU: I have substantial experience as in-house and outside counsel with disputes and arbitrations involving MGA's/MGU's owned and operated by former employers as well as unrelated entities. I have served as arbitrator in direct matters between companies and its MGA's and reinsurance matters involving MGA conduct.
Ocean Marine: I have been involved in disputes and arbitrations with the London Market involving Ocean Marine matters.
Personal Lines: I have been involved in several arbitrations involving personal lines business.
Product Liability: I have been involved in multiple disputes and arbitrations on both the ceded and reinsurance sides as in-house and outside counsel and as an arbitrator involving product liability exposures.
Professional Liability/Errors &, Omissions: I was in charge of reinsurance disputes and arbitrations involving INA legacy Professional Liability operations (INAPRO), including A&E, lawyers liability, D&O and medical malpractice
Regulatory/Licensing: I provided advice to CIGNA Companies on compliance with State Department Sanctions Regulations and addressed matters of reinsurer conduct with UK Regulatory Authorities.
Third Party Administrator: I have substantial experience as in-house and outside counsel and as arbitrator with disputes and arbitrations involving TPA's conduct.
Toxic Tort: I have been involved in numerous disputes and arbitrations on both the ceded and reinsurance sides as in-house and outside counsel and as an arbitrator involving toxic torts.
Workers' Compensation: I have extensive experience in Workers' Comp matters as Associate General Counsel and Reinsurance Team Leader at Legion Insurance Company (In Liquidation), including managing disputes and arbitrations of these matters and arbitrating these matters on behalf of Legion as outside counsel.
ARIAS Experience
ARIAS Conference Faculty: 5; Fall 2005; Spring 2007; December 2012, Spring 2014, Spring 2017, Spring 2024, Other Approved Training:
Ethics Training, as Trainee: I have attended multiple ethics workshops
Other Approved Training: Faculty: Educational Seminar - February 2011; March 2012
Workshops, as Trainee: Yes
Arbitration Experience
Number of Arbitrations as an Arbitrator: 179
Number of Appointments as Arbitrator: 199
Completed Arbitrations as Arbitrator: 51
Number of Arbitrations as Outside Counsel: 150
Arbitration Experience: As Corporate Representative: 100
Arbitration Experience: As Employee Manager: 250
Biography
Howard Denbin is an ARIAS-U.S. Certified Arbitrator and an attorney with over 30 years of experience in the insurance and reinsurance industry. As outside counsel, in-house counsel and arbitrator, Mr. Denbin has addressed a wide variety of legal issues and resolved hundreds of reinsurance disputes from ceded and assumed positions.
Until April 2014, Mr. Denbin was Associate General Counsel – Reinsurance of Legion Insurance Company (In Liquidation). In that position, Mr. Denbin directly arbitrated, litigated and mediated reinsurance disputes as lead and sole counsel of record, as part of an "expedited" in-house program Mr. Denbin created. Mr. Denbin designed this program as a holistic approach to expediting reinsurance recoveries by systematically identifying matters for arbitration early on and conducting the resulting arbitrations in-house cost effectively, while simultaneously working with the business operations in "parallel tracks" to facilitate collections and commutations. Mr. Denbin also headed the Legion Reinsurance Legal Team, which was responsible for all reinsurance matters, including managing arbitrations, litigation and mediations; advising on recoveries, assumed claims, commutations and audits; addressing cut-through claims and other liquidation issues. Prior to joining Legion Mr. Denbin served as in-house reinsurance litigation counsel at Resolute Management, Mid-Atlantic Division, as well as predecessor operations of the ACE and CIGNA Groups of companies. At ACE, Mr. Denbin had responsibility for reinsurance contract wordings and supporting business operations in negotiating and placing reinsurance. He first developed and implemented an expedited in-house arbitration program at CIGNA. Mr. Denbin is a former officer of P&C and life insurance/reinsurance companies.
Mr. Denbin began his reinsurance career in 1985 at the boutique law firm of Lanzone & Kramer in New York, where he found his niche in reinsurance disputes. Prior to that, he was a trial lawyer at Tell, Cheser & Breitbart prosecuting and defending property damage insurance defense and subrogation cases. He successfully tried cases to judges and juries.
Mr. Denbin is admitted to practice law in the Commonwealth of Pennsylvania and the State of New York, as well as the federal district courts in the Southern and Eastern Districts of New York and the Eastern District of Pennsylvania. He taught a CLE course entitled "Reinsurance Arbitrations" for the Insurance Society of Philadelphia.
Mr. Denbin holds a B.A. from Union College and a J.D. from Case Western Reserve Law School. At Case Western, he served as Executive Editor of the Journal of International Law and Canada-United States Law Journal, and Team Advisor to the Niagara International Moot Court Team.
Until April 2014, Mr. Denbin was Associate General Counsel – Reinsurance of Legion Insurance Company (In Liquidation). In that position, Mr. Denbin directly arbitrated, litigated and mediated reinsurance disputes as lead and sole counsel of record, as part of an "expedited" in-house program Mr. Denbin created. Mr. Denbin designed this program as a holistic approach to expediting reinsurance recoveries by systematically identifying matters for arbitration early on and conducting the resulting arbitrations in-house cost effectively, while simultaneously working with the business operations in "parallel tracks" to facilitate collections and commutations. Mr. Denbin also headed the Legion Reinsurance Legal Team, which was responsible for all reinsurance matters, including managing arbitrations, litigation and mediations; advising on recoveries, assumed claims, commutations and audits; addressing cut-through claims and other liquidation issues. Prior to joining Legion Mr. Denbin served as in-house reinsurance litigation counsel at Resolute Management, Mid-Atlantic Division, as well as predecessor operations of the ACE and CIGNA Groups of companies. At ACE, Mr. Denbin had responsibility for reinsurance contract wordings and supporting business operations in negotiating and placing reinsurance. He first developed and implemented an expedited in-house arbitration program at CIGNA. Mr. Denbin is a former officer of P&C and life insurance/reinsurance companies.
Mr. Denbin began his reinsurance career in 1985 at the boutique law firm of Lanzone & Kramer in New York, where he found his niche in reinsurance disputes. Prior to that, he was a trial lawyer at Tell, Cheser & Breitbart prosecuting and defending property damage insurance defense and subrogation cases. He successfully tried cases to judges and juries.
Mr. Denbin is admitted to practice law in the Commonwealth of Pennsylvania and the State of New York, as well as the federal district courts in the Southern and Eastern Districts of New York and the Eastern District of Pennsylvania. He taught a CLE course entitled "Reinsurance Arbitrations" for the Insurance Society of Philadelphia.
Mr. Denbin holds a B.A. from Union College and a J.D. from Case Western Reserve Law School. At Case Western, he served as Executive Editor of the Journal of International Law and Canada-United States Law Journal, and Team Advisor to the Niagara International Moot Court Team.